Miami Business Loans

In need of capital for your Miami-based business? Whether you’re a startup or an established company, our tailored business loan options are here to help your business thrive. From quick funding to long-term financing, we offer solutions that match your business needs and financial goals.

Miami Business Loans

Our loan programs are designed to support Miami entrepreneurs with flexible financial products. Whether you’re seeking funding for expansion, emergency cash flow, or new investments, we provide easy access to funding with fast approval and competitive rates. No matter what stage your business is in, our loans can give you the boost you need to succeed.

We understand that every business is unique. That’s why our loan options are flexible, with adjustable terms and repayment options. Whether you need short-term cash flow relief or long-term funding for expansion, our loans are designed to match your needs.

Minimum Requirements for Business Funding in Miami

To be eligible for a business loan in Miami, applicants should meet the following criteria:

Minimum Revenue $10,000 / month
Length in Business 5 months or more
Ownership % Minimum of 51% Ownership
Personal Credit US FICO 500+

Types of Business Loans in Miami

Small Business Loan

Get the financial support your small business needs. Whether it’s for hiring, inventory, equipment upgrades, or marketing, our loans are designed to help local Miami businesses grow and succeed.

Merchant Cash Advance

If your business has consistent credit card sales, this option allows you to access funding quickly, based on your future sales. Perfect for businesses needing immediate cash flow without the wait.

Business Line of Credit

A revolving line of credit that offers flexibility. Only borrow when you need it, and repay on your terms. Great for businesses with fluctuating cash flow or unexpected expenses.

Collateral Loans

Do you have valuable assets, like property or equipment? Collateral loans allow you to leverage those assets for funding at lower interest rates. Ideal for businesses looking to scale or expand.

Bad Credit Business Loans

A low credit score shouldn’t stop your business from thriving. We offer loans for Miami-based businesses that may not meet traditional credit score requirements. We focus on revenue potential and cash flow to find the right solution.

Miami Loan Services

We offer financing options for a variety of needs, including expansion, equipment purchases, payroll, marketing, and more. Whether you’re a startup or an established business, we understand the unique challenges you face and are here to provide customized financial solutions.

Our application process is simple and designed to get you the funds quickly. With flexible terms and personalized support, we ensure your business can keep moving forward.

From short-term working capital loans to longer-term investments, our loan services in Miami are here to support your growth every step of the way.

Who We Serve

Frequently Asked Questions

What’s the process to get a business loan in Miami?

It’s quick and easy. Simply submit an online application, provide some basic documents, and get approved in just a few business days. We strive to make the process fast and simple so you can focus on your business.

We offer flexible repayment plans that align with your business’s cash flow and needs. Whether you prefer monthly payments or a longer repayment period, we can find a plan that fits.

Yes! We offer solutions for businesses with bad credit. Instead of focusing solely on your credit score, we look at other factors like revenue and business potential to find the right financing options for you.

To qualify for a business loan, your business must have a minimum monthly revenue of $10,000, be at least six months old, and meet certain credit requirements. We also look at ownership percentages and other factors to ensure a good fit.

Apply for Business Loan with Flowrise Funding