SBA Loan Program

Get affordable, long-term financing backed by the SBA to start, grow, or stabilize your business. Flowrise Funding guides you from application to funding with a simple online process, clear terms, and real support when you need it.

SBA Loan for Small Business

An SBA loan gives small businesses affordable, long-term funding backed by the U.S. Small Business Administration. It’s designed to help you refinance high-interest debt, buy equipment, expand your space, or strengthen cash flow with manageable monthly payments.

Flowrise Funding connects you with top SBA lenders and guides you through every step from prequalification to closing so you can focus on growth, not paperwork. Expect transparent terms, expert support, and financing built around your goals.

How Flowrise Funding SBA Loan Works

We keep the steps simple apply online, upload basics, and review clear options. You focus on running the business; we package your file, match you with a lender, and guide you through approval and funding.interdum nec.

Apply

Complete a quick online form with basic business info, revenue, and funding need. You’ll get instant prequalification ranges so you know what’s realistic before you commit.

Select Funding Type

We help you compare SBA options ,7(a), 504, or Microloan based on how much you need, your use of funds, and speed to close. You’ll see payment estimates and documents required.

Approved Funds

Once your file is packaged, we route it to the most suitable lender from our network of best SBA loan lenders. After credit and underwriting checks, you’ll receive a firm offer with rate, term, and closing timeline.

Repayments

Make predictable monthly payments that fit your cash flow. Use your new capital for working capital, equipment, build-out, or debt consolidation then put your energy back into growth.

Where To Get SBA Loan In the United States

Who Apply for Small Business SBA Loan Program?

If you’re a for-profit business operating in the U.S. with a credible plan to repay, you’re in the zone for SBA financing. Owners use it to expand, hire, buy inventory, or smooth working capital without crushing monthly payments.

We typically see strong fits from growing companies, seasonal operators bridging slow periods, and newer firms with experienced management and clear growth goals. If you’re unsure, apply our team will assess your file and point you to the right program.

Small business lines of credit are ideal for:

Owners ready to expand, hire, or purchase inventory
Businesses consolidating high-interest debt into one manageable payment
Companies investing in equipment, vehicles, or tenant improvements
Newer firms with strong management and a clear growth path
Newer ventures with experienced management and a clear growth roadmap

Frequently Asked Questions

What is the process for an SBA loan with Flowrise Funding?

Apply online, get instant prequalification ranges, upload docs, and we’ll package your file for the right lender. Underwriting reviews your financials, credit, and use of funds. If approved, you’ll sign closing docs and receive funds according to the lender’s timeline.

How long does it take to get funded?

Timing varies by program and complexity. Many 7(a) files close in weeks, 504 real-estate deals can take longer. We’ll set expectations early and keep the process moving.

What can I use SBA funds for?

Working capital, inventory, equipment, vehicles, build-out, partner buyout, refinancing eligible business debt, and owner-occupied real estate (for 504). Personal expenses aren’t allowed.

What does repayment look like?

Fixed monthly payments, competitive rates, and longer terms compared to conventional loans built to protect cash flow. No surprises; we review total cost and prepayment terms before you accept.

Flowrise handled the paperwork and kept us updated. We closed on time and finally upgraded our equipment

We compared offers and picked the 7(a) that matched our seasonality. Payments are predictable and sane

After months of stalls elsewhere, Flowrise got it done

Transparent terms, steady communication, and funding right when we needed it. Flowrise made a complex process feel easy