Staffing Agencies Equipment Financing

Staffing agencies rely on the right tools to keep recruiters, payroll, and onboarding running smoothly. From computers and servers to time-tracking systems, office furniture, and company vehicles, equipment costs can add up fast. Our Staffing Agencies Equipment Financing programs help you spread those costs out over time so you can get funds for staffing agency equipment without draining day-to-day cash flow.

Staffing Agencies Equipment Financing

This financing is designed specifically for firms that live on tight payroll cycles and fluctuating receivables. Use it to cover ATS platforms, laptops, call-center systems, vehicles for on-site visits, or build-out costs for a new office. Our goal is to offer guaranteed staffing equipment financing options whenever possible, so you have a dependable source of capital when new opportunities arrive.

Instead of tying up bank lines or personal credit cards, you can match repayment to your agency’s cash flow. As placements grow, your equipment payments become just another predictable operating expense rather than a one-time strain on your budget.

Minimum Requirements for Staffing Equipment Financing

To be considered for staffing equipment financing, your agency should meet these basic requirements:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Staffing Equipment Financing Options

Term Loan for Staffing Equipment

Borrow a fixed amount to purchase computers, phones, servers, or software, then repay it in regular installments over a set term. This option works well when you know exactly what equipment you need and want predictable monthly payments.

Staffing Equipment Lease

Instead of buying gear outright, you lease it for a set period and make scheduled payments. Leasing is useful for items that become outdated quickly, such as laptops, networking tools, and specialty recruiting platforms.

Equipment Line of Credit for Agencies

A revolving line of credit dedicated to equipment lets you draw funds when you need to upgrade or add workstations, then repay and reuse the credit. It is ideal for agencies that scale staffing levels up and down throughout the year.

Sale-Leaseback Equipment Financing

If you already own equipment, a lender can buy it from you and lease it back. Your agency receives immediate cash for payroll or marketing while you continue using the same computers, servers, or office systems.

Vendor or Manufacturer Equipment Programs

Some vendors partner with financing providers so you can bundle equipment and funding in one package. This can make it easier to get guaranteed staffing equipment financing with streamlined paperwork and quick approvals.

Staffing Equipment Financing Services

Running a staffing agency means balancing client expectations, candidate needs, and strict payroll deadlines. Our financing services are built around that reality. We look at your contracts, revenue trends, and existing equipment to structure solutions that work in the real world, not just on paper.

From small agencies with a single office to multi-location staffing firms, we provide funding for new equipment, upgrades, and replacements. With straightforward documentation, quick responses, and flexible repayment schedules, you get the support you need to grow confidently.

Who We Serve

Frequently Asked Questions

What is the process for getting staffing equipment financing?

Start by completing a brief application and sharing recent bank statements and basic business information. We review your agency’s revenue, time in business, and equipment needs, then present options that fit your cash flow. Once approved, funds are issued quickly so you can move ahead with purchases without delaying client projects.

What are the repayment terms for staffing equipment financing?

Repayment terms vary by equipment type and amount financed, but most programs offer fixed payments over a set term. Some options include seasonal or revenue-based structures to better match your placement cycles. You will always see the total cost, payment schedule, and term length upfront before you accept any offer.

Can I apply for staffing equipment financing if my credit score is low?

Yes, many staffing agencies qualify even if the owner’s credit is not perfect. We place significant weight on business revenue, time in operation, and the overall strength of your contracts. A lower credit score may affect rates or required documentation, but it does not automatically disqualify you.

What are the eligibility requirements for a staffing agencies equipment financing program?

Generally, you should have at least five months in business, monthly revenue of $10,000 or more, and majority ownership in the company. The equipment being financed should be used for business purposes such as recruiting, operations, or fieldwork. If you meet these basics, we can usually find a program that fits your needs.

Staffing Agencies Equipment Financing