Types of Manufacturing Equipment Financing Options
Traditional Manufacturing Equipment Loan
A straightforward manufacturing equipment loan today lets you finance new or used machinery over a set term. You receive a lump sum to purchase the asset, then repay in fixed instalments that match your cash flow. This is a good fit if you plan to keep the equipment long term and want clear, predictable payments.
Instant Manufacturing Equipment Financing Line
If you upgrade equipment often or buy in stages, an instant manufacturing equipment financing line can help. You get an approved limit you can draw from whenever you need to purchase tools, vehicles, or production gear. You only pay interest on what you use, which keeps costs flexible as orders rise and fall.
Manufacturing Machinery Financing Lease
With a manufacturing machinery financing loan structured as a lease, you pay to use the equipment rather than owning it outright on day one. This can lower upfront costs and may include maintenance in the agreement. At the end of the term, you can often purchase the asset, renew the lease, or upgrade to newer technology.
Sale-Leaseback on Existing Equipment
If you already own valuable machinery, a sale-leaseback converts that equity into working capital. You sell the equipment to a lender and lease it back, keeping it on your production floor while unlocking cash for payroll, inventory, or expansion. This option works well for manufacturers that are asset-rich but need liquidity.
Custom Manufacturing Equipment Finance Solutions
Some plants need manufacturing equipment finance solutions tailored around seasonal cycles, long production runs, or export contracts. In these cases, lenders can blend term loans, leases, and revolving facilities into one package. This approach aligns repayment with your real cash inflows so you can modernise your line without straining day-to-day operations.
