Auto Repair and Dealerships Equipment Financing

Auto shops and dealerships rely on lifts, diagnostic scanners, spray booths, and other tools that are not cheap to buy or replace. Our auto repair equipment financing solutions help you spread those costs out over time so you can keep the bays full and customers satisfied. Whether you need auto shop equipment financing, same day auto repair financing for equipment, or want to get dealership equipment financing today, we make it simple to secure the funding you need

Auto Repair and Dealerships Equipment Financing

Our Auto Repair and Dealerships Equipment Financing programs are built for real-world shop and showroom needs. From replacing worn-out lifts to adding updated alignment racks or retooling your service lane, this auto repair equipment financing allows you to preserve cash while paying for equipment in manageable installments.

If you run a collision center, independent shop, or franchise dealership, our auto shop equipment financing options can help you stay current with technology and safety standards. With quick approvals, flexible structures, and terms suited to your revenue cycle, you can access capital without putting everyday operations on hold.

Minimum Requirements for Auto Repair & Dealership Equipment Financing

To qualify for equipment financing for auto businesses, you’ll generally need to meet these guidelines:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Small Business Loans in Phoenix

Auto Repair Equipment Financing

This option is ideal for repair shops that need to purchase or upgrade essential service equipment such as lifts, compressors, alignment machines, or diagnostic tools. The financing terms are structured around the expected useful life of each asset, helping you match payments to the revenue the equipment generates for your business. It’s a reliable way to keep your service bay operating efficiently without draining working capital.

Auto Shop Equipment Financing

Auto shop equipment financing works well for independent garages, fleet service centers, and specialty repair facilities that need multiple pieces of equipment at once. You can bundle several purchases such as tire machines, wheel balancers, fluid exchangers, and scan tools into one plan with predictable payments. This option helps you expand capacity and improve turnaround times while maintaining steady cash flow.

Same-Day Auto Repair Financing for Equipment

A business line of credit gives you flexible access to funds whenever you need them.

This revolving line of credit lets you borrow money, repay it, and borrow again without having to reapply each time.

Dealership Equipment Financing Today

Dealership equipment financing supports both independent and franchise dealerships that need to outfit service lanes, reconditioning departments, and showroom operations. From advanced diagnostic systems to vehicle photography booths, this option makes it easy to get dealership equipment financing today so you can handle higher service volume, boost customer experience, and maintain OEM standards.

Automotive Sales & Service Upgrade Financing

For dealerships and repair centers planning a renovation or equipment refresh, this option covers large-scale upgrades across the business. Finance new lifts, shop tooling, sales floor technology, or reconditioning equipment all at once. This structured approach supports growth, enhances operational efficiency, and prepares your business for higher demand and better profitability.

Auto Repair & Dealership Equipment Financing Services

Running a shop or dealership means juggling payroll, parts, customer expectations, and manufacturer standards. Our equipment financing services are designed to ease one major stress point: how to pay for essential tools and machinery. We work with auto repair facilities and dealerships of different sizes, offering structures that fit your cash flow, seasonality, and growth plans.

With straightforward applications, responsive support, and options for both new and used equipment, we help you keep your service bays operational and your sales department ready for customers. Whether you are adding a new location or refreshing an existing one, Flowrise Funding is focused on keeping your equipment up to date without straining your working capital.

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Frequently Asked Questions

What is the process for getting auto repair and dealerships equipment financing?

Start by submitting a short application with basic business and revenue details. We then review your information, evaluate the equipment you want to finance, and present options tailored to your shop or dealership. Once approved, funds are released or equipment is paid for so you can move forward quickly.

What are the repayment terms for equipment financing?

Repayment terms depend on the cost and expected life of the equipment, as well as your revenue and credit profile. Many auto repair equipment financing programs offer fixed payments over a set term, giving you a clear monthly amount to plan for in your budget.

Can I apply for equipment financing if my credit score is low?

Yes, in many cases you can. While stronger credit may unlock more favorable terms, we also consider business revenue, time in operation, and the value of the equipment itself. This allows some owners with less-than-perfect credit to still access auto shop equipment financing.

What are the eligibility requirements for auto repair and dealerships equipment financing?

Most programs require a minimum monthly revenue level, several months in business, majority ownership, and a basic credit profile. Specific requirements vary by product, but our team will review your situation and match you with the best available option for your shop or dealership.

Auto Repair and Dealerships Equipment Financing