Construction and Contractors
Budgets, timelines, and crews your jobs run on all three. Whether you’re mobilizing a site, buying a skid steer, onboarding subs, or covering payroll, the right capital keeps projects on schedule and clients happy.
Funding When You Need It
Change orders and inspections don’t wait. We prep your file, highlight contracts, receivables, WIP schedules, and bid pipeline, then match you with lenders who understand construction margins. You’ll see clear offers, quick timelines, and terms that fit progress payments.
Here’s the thing: opportunities pop up fast an extra phase, a new subdivision, a rush TI. With our marketplace you can move now, not after the window closes. Use funding to secure materials, lease equipment, or bridge delays without choking cash flow.
And when surprises hit weather, backorders, or retainage you’ll already have access to partners who know jobsite reality. Fast funding, fair terms, real flexibility.
Benefits of Business Loan for Construction and Contractors
Smart financing keeps your crews working and your schedule intact. It helps you win better bids, avoid downtime, and smooth cash between draws. Use capital to upgrade tools and telematics, lock material pricing, expand your equipment lineup, or shore up safety gear without draining reserves.
Predictable payments make planning easier. Transparent fees mean no surprises. Underwriting that understands the trades weighs contract strength, experience, and project cadence not just a score.
In short, this financing gives builders and contractors the room to grow, adapt, and stay competitive even when costs fluctuate or timelines shift.
Construction & Contractor Funding Solutions
From emergency repairs to multi-phase buildouts, our funding options adapt to your project’s pace. Choose flexible structures that align with milestones, retainage, and seasonal cycles. Keep crews working, materials flowing, and deadlines on track without cash flow interruptions.
How To Use Construction Funding
- Purchasing or leasing heavy equipment and work vehicles
- Opening a new yard, shop, or satellite office
- Upgrading project management, estimating, and field tech
- Boosting hiring, marketing, and bid development
- Bridging cash gaps while waiting on draws or final retainage
Merchant Cash Advance
Advance funds against card or receivable flows and remit a small share of receipts. Useful for urgent repairs, rentals, or rush material buys.
Collateral Loan
Secure financing with titled equipment or other assets to lower rates and extend terms. Ideal for dozer purchases, overhauls, or yard improvements.
Business Line of Credit
Flexible working capital for payroll, permits, fuel, and suppliers. Draw, repay from progress payments, and reuse perfect when you get contractor business loan options that need fast turns.
How Construction Funding Works
You build; we streamline the financing. Share a few details about contracts, WIP, equipment list, and funding purpose. We package it for construction-savvy lenders, compare options, and move from quote to funding fast so you can get business construction loans without pausing a project.
Apply
Complete a short online form and upload bank statements, AR aging, and contract docs. That’s enough for us to start matching including partners offering same day construction financing where available.
Select Funding Type
We line up side-by-side offers term loan, line of credit, or equipment financing with total cost, term, and payment style. Need speed? We prioritize lenders that help you get contractor business loan approvals quickly.
Approved Funds
Once you e-sign, we wire funds or pay vendors so you can secure materials, place equipment orders, or close on same day construction financing when timelines are tight.
Repayments
Choose fixed installments or revolving draws aligned to project schedules. Prepay anytime when it improves cash flow.
Who We Serve
Frequently Asked Questions
What is the process for SBA Loan for Small Business
Apply online, upload financials and project details, and we package your file for a construction-friendly lender. After underwriting and approval, review terms, e-sign, and schedule funding.
How does underwriting work for construction businesses?
Lenders weigh contract quality, time in business, margins, WIP, AR/AP, and equipment value—along with credit.
Can payments be structured around draws or slow seasons?
Yes. Many options allow monthly interest-only on lines or extended terms that align with progress payments and retainage.
What is the repayment plan for my business?
Term loans = fixed monthly payments. Lines of credit = interest on what you use. Equipment loans = predictable schedules tied to asset life.