Dallas Business Loans

Need funding in Dallas? We provide business loans built for local owners who want speed, clarity, and options. From quick working-capital boosts to longer-term financing, our Dallas programs help you cover today’s needs and plan for what’s next.

Dallas Business Loans

Our Dallas financing options are straightforward and flexible. Whether you want to get a business loan in Dallas for growth or need instant funding to steady cash flow, the online application is simple and decisions come fast. With competitive pricing and terms that match your situation, you can move on opportunities without slowing down operations.

If you’re managing payroll, stocking inventory, upgrading equipment, or launching a new campaign, we line up funding without long bank delays. New venture or established company, we shape the offer around your goals.

Minimum Requirements for Business Funding in Dallas

To be considered for a business loan in Dallas, have the following in place:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Small Business Loans in Dallas

Small Business Loan

Straightforward term financing to handle everyday needs, new hires, inventory buys, or a push into a new market. Typical timelines run 12–60 months with fixed payments, so you always know the monthly number. Good fit when you want predictability and a clear payoff date.

Merchant Cash Advance

Advance on future card sales for fast access to capital. Funds can land quickly once statements are verified; remittances adjust with your daily batches, so slower weeks sting less. Works as a short bridge while longer-term financing is in motion.

Business Line of Credit

Draw when you need it, repay, and draw again. You only pay interest on what you use, and the limit refreshes as you pay down handy for receivables gaps, rush orders, and surprise repairs. Keeps you nimble without stacking new loans.

Collateral Loans

Leverage equipment, vehicles, or property to unlock larger amounts and potentially lower rates. Approval is tied to asset value and condition, which can stretch terms and reduce payment pressure. Solid option for upgrades, rebuilds, or big-ticket purchases.

Bad Credit Business Loans

Past credit challenges don’t have to stall progress. Lenders weigh bank deposits, revenue stability, and time in business—not just a score. Start with a workable option today and build toward lower-cost programs (including SBA) as performance improves.

Dallas Loan Services

Dallas companies face real-world swings seasonality, supply timing, hiring windows. We tailor financing so you can handle those moments without losing momentum. Expect a short application, clear terms, and repayment schedules that fit how your business earns.

Use funds for working capital, equipment, inventory, or expansion. Our team aligns the structure with your timeline so you’re set up to succeed.

Who We Serve

Frequently Asked Questions

What is the process for getting a business loan in Dallas?

Apply online, connect recent bank statements, and upload basic ID/EIN docs. We underwrite quickly, share side-by-side offers, you e-sign, and funds can land as soon as the next business day.

What are the repayment terms for a business loan?

Terms depend on the product. Short-term loans and MCAs often draft daily or weekly; lines of credit and term loans are usually monthly. Typical lengths run 6–24 months, and most programs have no prepayment penalty. You only pay interest on what you draw for a line of credit.

Can I apply for a business loan if my credit score is low?

Yes. We look at revenue, cash flow, and time in business not just FICO. Minimum FICO 500 qualifies for several options, and adding collateral, a co-owner, or stronger recent deposits can improve the offer.

What are the eligibility requirements for a business loan in Dallas?

US-based business with Dallas operations, at least 5 months in business, $10,000+ in monthly revenue, and 51% ownership applying. You’ll need a business checking account plus three months of bank statements, government ID, and EIN/SSN.

Dallas Business Loans