Columbus Business Loans

Looking for business funding in Columbus? You’ve got options. We provide flexible financing for working capital, equipment, hiring, renovations, marketing, and more. Whether you need quick cash to cover a short-term gap or a longer-term solution to scale, our Columbus business loans keep you moving.

Columbus Business Loans

Our Columbus lending programs are built for speed and clarity. Apply online in minutes, connect bank statements, and compare personalized offers no fluff, just the numbers you need to decide. With competitive pricing and terms that fit your cash flow, you can stabilize operations, expand locations, or seize new opportunities without slowing down.

If you need funds for inventory, payroll, upgrades, or a growth push, we make access to capital straightforward. Startups and established businesses are welcome programs are tailored to your revenue, industry, and goals.

Minimum Requirements for Business Funding in Columbus

To qualify for a Columbus business loan, meet the following basics:

Minimum Revenue	$2,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Small Business Loans in Columbus

Small Business Loan

Practical term financing for day-to-day needs or larger initiatives. Use it for inventory, staffing, build-outs, or expansion plans with predictable payments. Typical terms run 12–60+ months with fixed rates, and funds can be wired to you or paid directly to vendors.

Merchant Cash Advance

Funding tied to future card sales. Ideal when you need capital fast and your revenue is strongest at the register. Remittances flex with sales via a set holdback percentage, making it a useful bridge while longer underwriting (like SBA) finishes.

Business Line of Credit

Draw what you need, when you need it. Repay and reuse perfect for seasonal swings, surprise expenses, or timely opportunities. You only pay interest on the amount drawn, and you can access the line again without reapplying.

Collateral Loans

Leverage equipment or property to unlock higher limits and potentially lower rates. Good fit for asset-heavy businesses. Titled vehicles, machinery, or real estate can support longer terms and can pair with 504-style projects.

Bad Credit Business Loans

Credit challenges don’t have to block growth. Programs consider revenue strength and business performance, not just a score. We weigh bank activity and time-in-business to find a workable option now and build toward full SBA eligibility later.

Columbus Loan Services

Columbus companies run lean and move fast. We match that pace with a clean application, quick reviews, and clear terms. Expect funding options for working capital, equipment purchases, marketing pushes, or multi-location expansion.

We shape structures around your cash cycle fixed terms, flexible lines, and collateral options when higher limits help. The goal is simple: financing that supports daily operations and growth without slowing execution.

Who We Serve

Frequently Asked Questions

What is the process for getting a business loan in Columbus?

Complete a short online application, connect recent bank statements, and upload core documents. We review fast, present offers to compare, and fund once you choose and finalize verifications.

What are the repayment terms for a business loan?

Terms vary by product fixed daily/weekly payments for advances and short terms, or monthly payments for lines and term loans. We help you pick a structure that matches your cash flow.

Can I apply for a business loan if my credit score is low?

Yes. We work with a wide range of credit profiles. Strong revenue, consistent deposits, and time in business can offset a lower score.

What are the eligibility requirements for a business loan in Columbus?

Minimum $2,000 monthly revenue, at least 5 months in business, 51% ownership, and a 500+ FICO. Additional documentation may be requested based on loan type and amount.

Columbus Business Loans