Minneapolis Business Loans
Based in Minneapolis and need funding fast? We provide flexible options to help you cover working capital, equipment, hiring, or expansion. If you’re trying to get business financing Minneapolis owners trust, you’re in the right place.
Minneapolis Business Loans
Our programs are built for speed and clarity. From small business loans Minneapolis companies use every day to revolving credit for cash-flow gaps, the application is online and guided end-to-end. Upload a few documents, review clear offers, and move forward quickly. If timing is tight, ask about same day business loans Minneapolis for time-sensitive needs. These quick-access options are perfect for covering short-term expenses or bridging revenue delays without derailing your plans.
Whether you’re launching or scaling, we align terms and repayments with your revenue so operations don’t slow down. Our Minneapolis funding programs are structured to give you control choose from short-term, long-term, or flexible repayment setups that fit how your business actually runs.
Minimum Requirements for Business Funding in Minneapolis
To be considered for a commercial loan in Minneapolis, have these basics in place:
| Minimum Revenue | $2,000 / month |
| Length in Business | 5 months or more |
| Ownership % | Minimum of 51% Ownership |
| Personal Credit | US FICO 500+ |
Types of Small Business Loans in Minneapolis
SBA Loan
Get affordable, long-term financing backed by the SBA to start, grow, or stabilize your business.
Business Term Loan
Lock in predictable, fixed payments and fund what matters expansion, inventory, equipment, or refinancing high-cost debt.
Business Line of Credit
Access flexible working capital on demand. Draw what you need, repay, and reuse perfect for inventory, payroll, marketing pushes, and surprise expenses.
Merchant Cash Advance
A Merchant Cash Advance gives you a lump sum today and collects a small, agreed-upon percentage of future receipts so payments flex with your revenue.
Equipment Financing
Upgrade machines, vehicles, or tech without draining cash. Flowrise Funding compares offers from the best equipment financing companies.
Invoice Factoring
Turn unpaid invoices into working capital without taking on new debt. Flowrise Funding connects you with top factoring partners so you can unlock cash
Minneapolis Loan Services
We tailor financing to how local businesses actually operate clear pricing, flexible schedules, and a simple path from application to funding. Use capital for working capital, equipment purchases, renovations, inventory, or expansion. The process is fast, and repayment cadence can match your cash-in cycle. Whether you’re looking for short-term relief or planning steady growth, our loans are structured to fit your financial rhythm and operational needs.
Our Minneapolis loan programs are designed to remove friction and give business owners control. With easy online applications, minimal paperwork, and transparent terms, you can focus on running your business instead of chasing approvals.
Who We Serve
Frequently Asked Questions
What is the application process for a business loan in Minneapolis?
Apply online, connect recent bank statements, and upload basic docs. Most applicants receive a decision within 24–48 hours. Our streamlined process removes unnecessary steps, making it quick to review offers and move toward funding.
How fast can I get approved for a business loan in Minneapolis?
We move quickly. Many offers are issued within a couple of business days, with same day business loans Minneapolis available for urgent cases. The exact timing depends on your loan type and submitted documents, but our goal is always to get your business funded without long waiting periods.
Can I apply for a business loan with bad credit?
Yes. We evaluate the whole picture revenue trends, time in business, and account activity not just your score. If you’ve had credit challenges, we can still help find a solution that fits. Many of our clients with lower scores have qualified for flexible programs based on consistent income and strong business performance.
How can I use the funds from a business loan?
Working capital, equipment, inventory, hiring, marketing, renovations, new locations use it where it drives the most impact. Our Minneapolis business loans are designed to be flexible, so you can apply funds toward whatever keeps your business growing.