Auto Repair and Dealerships Business Loans
Running an auto repair shop or dealership takes consistent cash flow and reliable equipment. From buying tools to stocking vehicles or covering payroll during slower months, access to the right financing keeps your operation running smoothly.
Funding When You Need It
Running an auto repair shop or dealership means staying ready for whatever comes your way unexpected repairs, equipment upgrades, or changes in demand. Whether you’re expanding service bays, upgrading diagnostic tools, or restocking your lot with new vehicles, the right funding helps you act fast. Auto repair and dealership loans give you the flexibility to bridge cash flow gaps, manage supplier costs, and invest in growth without delay.
With fast approvals, flexible repayment options, and minimal paperwork, you can access funds when you need them most—often within 24 hours. That means you can focus on serving customers, maintaining operations, and growing your business, instead of getting slowed down by financing red tape.
Apply today to get the working capital that keeps your shop or dealership running strong and ready for what’s next.
Benefits of Business Loan for Trucking and Logistics
An auto repair business loan gives you the working capital to keep your shop or dealership running smoothly. With access to quick funding, you can invest in advanced repair tools, restock essential parts, and upgrade your equipment to deliver faster, more reliable service.
Dealership owners can use these loans to expand showrooms, acquire more vehicles, or cover seasonal slowdowns without disrupting operations. Funding can also help manage insurance costs, pay staff on time, and handle unexpected repairs or maintenance expenses.
These financing options are designed for speed and flexibility many applicants receive same-day decisions and funding within 24 hours. Whether you’re looking to grow, modernize, or stabilize cash flow, a business loan helps your operation stay competitive and profitable.
Auto Industry Funding Solutions
Reliable funding options designed for auto businesses help you stay competitive. From independent garages to franchise dealerships, there’s a financing route that fits your needs.
How to Use Auto Repair and Dealership Funding
- Purchase new diagnostic tools or repair equipment
- Expand your facility or open another location
- Finance dealership acquisitions or remodels
- Boost local and online marketing campaigns
- Smooth out cash flow during slower sales months
SBA Loan
Get affordable, long-term financing backed by the SBA to start, grow, or stabilize your business.
Business Term Loan
Lock in predictable, fixed payments and fund what matters expansion, inventory, equipment, or refinancing high-cost debt.
Business Line of Credit
Access flexible working capital on demand. Draw what you need, repay, and reuse perfect for inventory, payroll, marketing pushes, and surprise expenses.
Merchant Cash Advance
A Merchant Cash Advance gives you a lump sum today and collects a small, agreed-upon percentage of future receipts so payments flex with your revenue.
Equipment Financing
Upgrade machines, vehicles, or tech without draining cash. Flowrise Funding compares offers from the best equipment financing companies.
Invoice Factoring
Turn unpaid invoices into working capital without taking on new debt. Flowrise Funding connects you with top factoring partners so you can unlock cash
How Auto Repair Funding Works
You keep the engines running; we handle the financing. Share a few details about your shop’s revenue, repair volume, and what you need the capital for whether that’s new tools, parts inventory, or expanding your service bays.
Apply
Getting started is simple. Submit your business details online no lengthy forms or complicated paperwork. Share basic information about your shop, monthly revenue, and goals to speed up the review process.
Select Funding Type
Choose the loan option that best fits your business needs, whether it’s for equipment upgrades, payroll, or working capital. Our team helps match you with flexible terms and repayment styles that work for your shop’s cash flow.
Approved Funds
Once approved, funds are deposited directly into your account often within 24 hours. You can immediately cover expenses, restock parts, or invest in service improvements without disruption.
Repayments
Enjoy simple, transparent repayment schedules built around your business cycle. Flexible options allow you to manage payments comfortably while keeping your operations running strong.
Who We Serve
Frequently Asked Questions
How fast can I get funding for my auto repair business?
Most applications are reviewed the same day, and once approved, funds are typically deposited within 24 hours. In some cases, businesses with complete documentation and steady revenue can even qualify for same-day deposits—so you can cover expenses or restock parts without delay.
What can I use an auto repair business loan for?
You can use the funds for anything that helps your shop grow buying new diagnostic equipment, upgrading service bays, covering payroll, marketing your business, or managing supplier payments. These loans are designed to give you flexibility and control over your operations.
Do I need collateral for my loan?
Not always. Many auto repair and dealership loans are unsecured, which means approval is based on your business revenue, history, and credit profile not just assets. For larger amounts, offering collateral may help secure better terms.
Can I get funding for a dealership acquisition?
Yes. Dealership acquisition loans provide capital to purchase or expand vehicle inventory, renovate facilities, or invest in marketing and staffing to grow your dealership’s reach.