Trucking and Logistics Business
Loans
Miles, margins, and deadlines your operation runs on all three. Whether you’re adding a tractor, fixing a reefer, onboarding drivers, or covering fuel, the right financing keeps loads moving and contracts intact.
Funding When You Need It
Trucking never stops, and neither should your cash flow. Whether it’s tires, repairs, fuel, or adding new lanes, this loan gives you the capital to keep your fleet on schedule and your business growing.
Flowrise Funding connects you with lenders who know transportation people who understand settlements, equipment costs, and seasonal swings. You get fast approvals, clear terms, and flexible repayment options that move with your business.
It’s practical financing built for logistics: quick access to cash, fair rates, and real flexibility when the road throws you a curve.
Benefits of Business Loan for Trucking and Logistics
Smart financing keeps your trucks on the road and your operations running smoothly. It helps you secure better contracts, maintain uptime, and balance cash flow between invoices. With quick access to capital, you can upgrade ELDs and telematics, lock in bulk fuel discounts, expand your trailer pool, or refresh your safety equipment without draining reserves.
Predictable payments make planning easier. Transparent fees mean no surprises. And because our underwriting actually understands trucking, decisions are based on the realities of your business load volume, RPM, asset age, and route performance not just a credit score.
In short, this type of financing gives trucking and logistics companies the breathing room to grow, adapt, and stay competitive even when costs fluctuate or routes change.
Trucking & Logistics Funding Solutions
From urgent repairs to full-scale fleet upgrades, choose flexible financing that adjusts with your settlements, workload, and seasonal cash flow. Our loan options are designed for trucking realities helping you stay on the road, expand your routes, and manage expenses with confidence.
How To Use Trucking & Logistics Funding
- Purchasing new or used tractors and trailers
- Opening a terminal or adding a lane
- Upgrading dispatch, TMS, ELDs, and cold-chain tech
- Boosting recruiting, brokerage outreach, and sales
- Filling cash gaps while waiting on broker or shipper pay
Merchant Cash Advance
Advance funds against card or settlement flows and remit a small share of receipts. Useful for urgent repairs, tires, or quick inventory like straps and tarps.
Collateral Loan
Secure financing with titled equipment or other assets to lower rates and extend terms. Ideal for truck purchases, overhauls, or yard upgrades.
Business Line of Credit
Flexible working capital for fuel, lumper fees, permits, and payroll. Draw, repay from settlements, and reuse perfect for business loans for logistics businesses that need quick turns.
How Trucking & Logistics Funding Works
You keep the wheels turning; we streamline the money side. Share a few details about revenue, settlements, fleet age, and what you need the capital for. We package it for transportation-savvy lenders, compare options, and move from quote to funding on a clear, fast timeline so you can get logistics business loans without slowing down a single route
Apply
Share revenue, time in business, fleet details, and purpose. Upload bank statements and settlement reports to get logistics business loans quotes quickly.
Select Funding Type
We compare cost, term, and payment style side by side. If speed is critical, we prioritize partners offering near-instant trucking business loans decisions.
Approved Funds
Once approved, we wire funds or pay vendors so you can close on same day truck financing when a unit is ready.
Repayments
Choose fixed installments or a small percentage of receipts, depending on the product. Prepay early when it improves cash flow.
Who We Serve
Frequently Asked Questions
What is the process for SBA Loan for Small Business
Apply online, upload your financials and settlements, and we’ll package your file for a transportation-savvy lender. After underwriting and approval, you’ll review your terms, e-sign, and schedule funding. Most approvals are processed within a few business days.
What is the Repayment plan for my Business?
Term loans come with fixed monthly payments, while lines of credit only charge interest on the funds you draw. Merchant Cash Advances (MCAs) adjust with your receipts, offering flexibility when revenue shifts. You’ll always see the total cost and payment terms upfront no surprises.
How does underwriting work for transportation businesses?
We look beyond credit scores. Our lenders review your fleet age, utilization, route mix, customer quality, and overall cash flow to make lending decisions that reflect your actual business performance. You’ll know each step from application to funding, with clear timing expectations.
Can payments be structured around my settlements or slow seasons?
Yes. Where available, payment schedules can align with weekly settlements or seasonal cycles, so payroll, maintenance, and fuel costs stay covered even when cash flow dips. The goal is to keep your business running steady year-round.