Trucking and Logistics Equipment Financing

Keeping trucks on the road is expensive. You have to buy or upgrade tractors, trailers, reefers, and safety technology while fuel, insurance, and payroll never stop. When a major repair hits or a new contract requires more units, cash can get tight fast. Tailored trucking equipment financing gives your fleet the gear it needs now and spreads the cost over time, so you can stay focused on loads, routes, and customers.

Trucking and Logistics Equipment Financing

Our equipment financing for trucking companies is built around the realities of transportation. Freight rates move, fuel prices spike, and shippers expect on-time delivery with modern, compliant equipment. We work with fleets and owner-operators to structure terms that align with your mileage, seasonality, and contract mix.

You can finance new or used trucks, trailers, reefers, box trucks, and support equipment like GPS systems, APU units, and shop tools. Because we focus on asset value and business performance, many clients find it easier to work with us than with traditional truck equipment finance companies that have rigid rules. The goal is simple: help you put reliable units on the road without slowing down cash flow.

Minimum Requirements for Trucking & Logistics Equipment Financing

Most transportation businesses that qualify for equipment funding meet starting criteria like these:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Trucking & Logistics Equipment Financing Options

Standard Trucking Equipment Financing for Fleet Renewal

Ideal for carriers replacing older tractors or straight trucks. This trucking equipment financing option helps you upgrade to safer, more efficient units while keeping predictable monthly payments.

Truck Loan for Logistics Business Expansion

Designed for companies adding lanes, contracts, or service areas. A truck loan for logistics business growth lets you add tractors, box trucks, or sprinter vans quickly so you never turn away new freight.

Equipment Financing for Trucking Companies Shop & Support Gear

This program covers in-house shop tools, diagnostic equipment, tire machines, and yard vehicles. With dedicated equipment financing for trucking companies, you keep maintenance in house and downtime low.

Trailer & Reefer Financing Through Truck Equipment Finance Companies

Use this facility to fund dry vans, reefers, flatbeds, tankers, and specialty trailers. Partnering with experienced truck equipment finance companies means you can match terms to trailer life and contract length.

Technology & Compliance Upgrade Financing

Cover ELD systems, dash cams, safety technology, routing tools, and telematics. This option blends equipment and software costs into one affordable payment so your fleet stays compliant and competitive.

Trucking & Logistics Equipment Financing Services

Every breakdown, missed load, or out-of-service violation can cost you customers. Our equipment financing services are built to keep trucks moving and freight flowing. We understand the difference between owner-operators, small fleets, and larger carriers, and we tailor structures to match how you actually get paid.

The process starts with a short application and a review of your business history, existing equipment, and upcoming needs. We then propose a Trucking and Logistics Equipment Financing solution that fits your budget and timeline, whether you are buying a single replacement unit or refreshing a large portion of your fleet. Once approved, funds are released directly to the seller or dealer so you can take delivery without delay.

Who We Serve

Frequently Asked Questions

What is the process for getting trucking equipment financing?

You complete a brief application and share basic financials plus a quote or invoice for the equipment you want to buy. We review your revenue, time in business, and the asset being financed, then present terms for your trucking equipment financing plan. After you sign, we coordinate payment with the dealer or seller so you can put the unit to work.

What are the repayment terms for a truck loan for logistics business growth?

Repayment is usually structured as fixed monthly payments over a set term that matches the useful life of the asset. With a truck loan for logistics business expansion, you know exactly what you will owe each month, which makes it easier to plan around fuel, maintenance, and driver costs.

Can I qualify for equipment financing for trucking companies if my credit score is not perfect?

Often yes. While credit history matters, we also look at your business revenue, time in operation, and the value of the truck or trailer being financed. Many carriers with past credit challenges can still access equipment financing for trucking companies, though the advance size, rate, or down payment may be adjusted.

What are the eligibility requirements when working with truck equipment finance companies?

Most truck equipment finance companies look for stable monthly revenue, a few months of operating history, majority ownership, and equipment that holds its value. Meeting these points helps ensure your payments are affordable and that the financed assets support long-term success.

Trucking and Logistics Equipment Financing