Franchises Merchant Cash Advances

Franchise owners juggle a lot at once: royalties, marketing fees, lease payments, inventory, and payroll all hit before the location is running at full speed. A franchise merchant cash advance lets you tap into future sales so you can cover those costs, stay in good standing with the franchisor, and take advantage of growth without waiting on a traditional bank loan. It is a fast way to keep your unit funded while you build a loyal customer base.

Franchises Merchant Cash Advances

Our franchise MCA programs are created for both new and existing locations across many brands. Instead of waiting weeks for a loan decision, you receive a lump sum based on your historical or projected sales, then repay the advance through a small percentage of your future card receipts or bank deposits. This keeps payments in line with your revenue, which is critical when you are still ramping up or dealing with seasonal swings.

Franchise concepts rely on consistent quality and marketing, and that takes steady cash. With tailored Franchise Business Cash Advance Funding, you can keep paying royalties, local advertising, staff wages, and supply orders on time. Whether you manage a single unit or several locations, funding can be structured around your system’s fees and typical volume, helping you meet franchisor requirements while still investing back into the business.

Minimum Requirements for Franchise MCA Funding

Most franchise locations that qualify for a merchant cash advance meet starting guidelines similar to the ones below:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Franchise Merchant Cash Advance Options

Working Capital Franchise Merchant Cash Advance

This everyday franchise merchant cash advance is used for regular expenses such as payroll, utilities, franchise fees, and ongoing supply purchases. It is a flexible option for keeping your location running smoothly from month to month.

Expansion & Multi-Unit Franchise Business Cash Advance Funding

Designed for owners adding additional locations or buying an existing store from another franchisee. This Franchise Business Cash Advance Funding can help with build-out costs, transfer fees, equipment, and grand-opening marketing so your new unit launches on schedule.

Same Day Franchise Cash Advance for Urgent Needs

When a key oven fails, an HVAC system breaks, or you need to stock up before a major promotion, a Same Day Franchise Cash Advance can provide fast money for repairs or inventory. The goal is to keep you open and operating instead of losing revenue to downtime.

Brand Refresh & Remodel Franchise MCA

Franchisors often require periodic remodels or signage upgrades. This option helps you fund required improvements, décor updates, technology changes, or new drive-thru configurations without draining your day-to-day cash.

Merchant Cash Advance for Manufacturers within Franchise Systems

Some brands control their own production plants or commissaries. For those operations, a dedicated Merchant Cash Advance for Manufacturers can fund raw materials, packaging, or line upgrades, working alongside location-level franchise MCA funding.

Franchise MCA Services

Franchise businesses operate under strict brand standards and timelines. Construction delays, equipment issues, or slow seasons should not put your relationship with the franchisor at risk. Our merchant cash advance services focus on helping you stay compliant with system rules while still having enough working capital to deliver a great customer experience.

You complete a short application and share recent bank or processor statements so we can review your revenue pattern and time in business. After that, we structure a Franchises Merchant Cash Advances offer that fits your sales history and franchise fees. Once you sign, funds are deposited into your business account, and repayment is taken automatically as a small percentage of future receipts, freeing you to focus on operations, staff, and guests.

Who We Serve

Frequently Asked Questions

What is the process for getting a franchise merchant cash advance?

You submit a brief application with information about your franchise brand, location, and ownership, along with recent bank or card processing statements. We review your revenue, time in business, and franchise obligations, then present an offer outlining the advance amount and repayment structure. Once you accept, funds are sent directly to your business account.

What are the repayment terms for Franchise Business Cash Advance Funding?

Repayment is usually set as a fixed percentage of your future card sales or deposits. When sales are strong, more of the advance is repaid; when business slows down, the amount taken is lower. This structure makes Franchise Business Cash Advance Funding easier to manage than a fixed loan payment, especially during ramp-up and seasonal periods.

Can I apply for a Same Day Franchise Cash Advance if my credit score is low?

It may still be possible. While personal credit is reviewed, strong sales history and consistent deposits carry significant weight. If your location is performing well, you may qualify for a Same Day Franchise Cash Advance even with a less-than-perfect score, though the amount offered might be smaller at first.

What are the eligibility requirements for franchise merchant cash advance programs?

Most providers look for a minimum monthly revenue level, several months of operating history under the brand, majority ownership in the business, and clean recent bank or processor statements. Meeting these points helps ensure that a franchise merchant cash advance is sized correctly and that repayments will fit your store’s cash flow.

Franchises Merchant Cash Advances