Most applications require recent bank statements, tax returns or financial statements, a simple debt schedule (if applicable), proof of ownership, and a government-issued ID. For certain sba loans for professional services, we may also request client concentration reports, AR aging, engagement or retainer summaries, and a brief plan describing how you’ll use funds. Having these items prepared helps speed up underwriting and makes it easier to match you with the right professional services firm SBA loan for your practice.
Our SBA options for professional firms are designed around billable hours, retainers, and project-based work. When you’re ready to get SBA loan for a professional services firm, you complete a brief online application, upload recent financials, and review offers tailored to your size and client mix.
You can use a professional services SBA loan to hire additional team members, upgrade software, expand office space, or bridge long receivable cycles from corporate or government clients. Whether you’re a solo practitioner scaling up or an established firm adding new practice areas, we structure funding so payments align with your fee schedule and collections.