Healthcare and Medical Practices SBA Loans

Running a medical clinic or healthcare practice means balancing patient care with staff, equipment, rent, and technology. Our programs provide sba loans for medical practice owners and sba loans for healthcare practices so you can manage daily costs, invest in new services, and plan for long-term growth. Whether you’re opening a new location or upgrading an existing office, we help you get SBA funds for medical clinic and practice needs without disrupting operations.

Healthcare and Medical Practices SBA Loans

Our healthcare-focused SBA options are designed for physicians, specialists, dentists, therapists, and other licensed providers who need dependable financing. When you’re ready to expand clinic with SBA loan support, the process is straightforward: complete a short online application, upload recent business and financial documents, and review offers aligned with your reimbursement cycles and patient volume.

Use these funds to hire additional staff, add exam rooms, upgrade diagnostic or treatment equipment, implement new software, or consolidate higher-cost debt. From solo practices to multi-provider groups, we structure each solution so payments fit your cash flow, insurance timing, and growth plans.

Minimum Requirements for Business Funding in Healthcare

To qualify for healthcare and medical practice funding, your organization should meet the following criteria:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Small Business Loans in Healthcare and Medical Practices

Small Business Loan

Term-style working capital tailored for rent, payroll, supplies, lab fees, marketing, and technology upgrades ideal for sba loans for medical practice owners who want predictable monthly payments and a clear payoff timeline.

Merchant Cash Advance

Financing based on future deposits, giving practices quick access to cash while waiting on insurance reimbursements or patient payments. This can bridge short gaps so you can maintain staffing levels and supply orders without interruptions.

Business Line of Credit

A revolving line you can draw from for seasonal slowdowns, new referral opportunities, or unexpected repairs, then repay as claims are processed and visits are billed. This flexible option works alongside longer-term sba loans for healthcare practices focused on expansion.

Collateral Loans

Loans secured by medical equipment, office furnishings, or other business assets. Using collateral can unlock larger amounts and longer terms, supporting build-outs, new locations, or major technology purchases when you expand clinic with SBA loan funding.

Bad Credit Business Loans

Options for practices that have experienced credit challenges due to reimbursement delays, start-up costs, or past disruptions. These programs can stabilize cash flow now and help position your clinic to get SBA funds for medical clinic growth in the future.

Healthcare and Medical Practices Loan Services

Our healthcare and medical practice loan services are designed around the realities of running a clinic insurance cycles, fluctuating patient visits, and strict regulatory requirements. We focus on clear pricing, flexible repayment structures, and a streamlined process from application to funding so you can stay focused on patients, not paperwork.

Capital from these programs can support staffing needs, exam room build-outs, EMR or practice management software, diagnostic equipment, marketing, or opening a satellite location. Whether you operate a single office or a growing network, our goal is to make sba loans for healthcare practices accessible and aligned with the way your practice actually runs.

Who We Serve

Frequently Asked Questions

What is the process for getting a healthcare and medical practice SBA loan?

You complete a brief online application and upload recent bank statements plus essential business documents such as licenses, lease details, and financials. Our team reviews your file and matches you with sba loans for medical practice and other sba loans for healthcare practices that fit your size, specialty, and goals. Once you select an offer, we finalize documentation and move toward funding so you can act quickly on equipment purchases, staffing, or expansion plans.

What can I use a healthcare or medical practice loan for?

Funds can be used for almost any core practice need: exam room build-outs, diagnostic equipment, EMR and software upgrades, marketing, staff hiring, or working capital to smooth insurance reimbursement cycles. Many providers use these programs to expand clinic with SBA loan support adding locations, new specialties, or additional providers while others get SBA funds for medical clinic renovations or technology improvements that enhance patient experience.

What documents are required to get SBA funds for medical clinic or healthcare practice financing?

Newer clinics may still be eligible if they meet baseline revenue, time-in-business, and credit guidelines. When reviewing start-up or early-stage practices, we consider factors like provider experience, payer mix, growth trends, and the strength of your business plan. Even if you’re not yet ready for full SBA terms, we can often start with a smaller facility and help position you for larger sba loans for healthcare practices as your patient base and collections grow.

Healthcare and Medical Practices SBA Loans