Baltimore Business Loans

Running a company in Baltimore and need capital? We provide flexible business loans in Baltimore for working capital, equipment, expansion, or smoothing cash flow. From quick decisions to longer-term options, we match funding to how your business actually operates.

Baltimore Business Loans

Our financing options in Baltimore cover everything from fast working-capital advances to structured term loans. Apply online in minutes to access offers with competitive pricing and clear repayment schedules. Whether you’re after business capital Baltimore, Baltimore commercial loans, or fully online business loans Baltimore, we’ll help you compare choices and move forward with confidence.

Need funding now? Ask about programs designed for speed, including options suitable for commercial loan funding LLC Baltimore MD style use cases.

Minimum Requirements for Business Funding in Baltimore

To be considered, your business should meet these basics:

Minimum Revenue	$10,000 / month
Length in Business	5 months or more
Ownership %	Minimum of 51% Ownership
Personal Credit	US FICO 500+

Types of Small Business Loans in Baltimore

Small Business Loan

Fixed-term financing for upgrades, hiring, inventory, or a second location. Predictable payments make planning easier. Terms can match your runway (12–60+ months) so cash flow isn’t squeezed while you grow.

Merchant Cash Advance

Funding based on future card receipts built for speed. Repayments flex with daily sales, helpful when revenue swings. Often used as a short bridge while longer-term financing is finalized.

Business Line of Credit

Draw when needed, repay, and draw again. Ideal for short-term gaps, seasonal purchases, or surprise repairs. You only pay on what you use, keeping available credit ready for the next opportunity.

Collateral Loans

Use equipment, vehicles, or property to unlock larger amounts or lower rates useful when scaling or consolidating higher-cost debt. Good option if you want longer terms with lighter monthly pressure.

Bad Credit Business Loans

Credit score not perfect? We consider revenue, trends, and cash flow to find options that can still work. Start with a practical structure now and build toward lower-cost programs as performance improves.

Baltimore Loan Services

Baltimore’s economy moves quickly ports, logistics, healthcare, restaurants, construction. We structure financing around that rhythm so repayments align with your cash cycle. You’ll see offers side by side, with terms that fit how you operate.

The process is digital from start to finish: quick application, secure bank-statement connection, and document upload in minutes. A dedicated team stays with you through selection, closing, and beyond.

Who We Serve

Frequently Asked Questions

What is the process for getting a business loan in Baltimore?

Start your application online, connect recent bank statements, and upload core documents (government ID, EIN/SSN, voided check). We review quickly, present tailored offers to compare, and fund after you select an option and complete final verifications.

What are the repayment terms for a business loan?

Terms vary by product lines of credit are revolving, while term loans and advances have set payment schedules. We’ll show length, payment frequency, and total cost up front.

Can I apply for a business loan if my credit score is low?

Yes. We look beyond score, weighing revenue consistency, cash flow, and time in business to determine eligibility.

What are the eligibility requirements for a business loan in Baltimore?

Basic criteria include at least 5 months in business, $10,000+ in monthly revenue, 51% ownership, and a minimum FICO of 500. Certain products may require collateral or higher revenue.

Baltimore Business Loans